Precious Metals IRA & Rollovers

Solidify your future with gold and silver

Open a new precious metals IRA or rollover an existing retirement account into physical gold and silver. Our team works with you on an individual basis to understand and help you reach your goals.

Learn how it works

Take control of your retirement savings

Open a new precious metals IRA or roll over an existing 401(k), 403(b), TSP, or IRA into physical gold and silver — tangible assets you own outright, held in an insured depository.

Money they can’t print

Hold an asset that can’t be created out of thin air — the same store of value people have trusted for 5,000 years.

Tangible, real assets

Own physical metal stored in an insured depository — not paper promises or derivatives.

Tax-advantaged structure

Hold physical precious metals inside the same tax-advantaged structure as a traditional or Roth IRA.

Gold and silver coins and bars

How it works

Straightforward, start to finish.

Whether you are opening a new IRA or rolling over an existing retirement account, every step is guided.

01

Open or Rollover a Self-Directed IRA

Open a new self-directed IRA (SDIRA) with a custodian that specializes in precious metals, or rollover an existing 401(k), 403(b), TSP, or traditional IRA into a precious metals SDIRA.

02

Fund Your Account

Fund your SDIRA through a direct rollover from an existing retirement account, a trustee-to-trustee transfer, or a new contribution.

03

Purchase Metals

Direct your SDIRA custodian to purchase the precious metals you want and place an order with the metals dealer.

04

Secure Storage

The metals dealer coordinates with the SDIRA custodian to ensure safe, insured shipment and storage in a designated depository.

05

Manage Your Holdings

Work with your SDIRA custodian to manage and monitor your precious metals holdings over time.

Your IRA team

Three partners, one seamless process.

A dealer, a depository, and a custodian work together to keep your precious metals IRA secure.

The Metals Dealer

SoundMoney

  • Our experts help you understand the difference between IRA-eligible metal and other precious metals.
  • We offer competitive pricing and preferred customer rates.
  • Coordinate with your chosen IRA custodian for seamless transactions.
  • Secure shipping to the depository of your choice.
  • Personalized service including conversations with a SoundMoney IRA specialist to review account information and discuss metal availability, costs, and purchasing timelines.

The Depository

Fort Knox-Level Security

  • Stores your precious metals in a secure, state-of-the-art facility.
  • Ensures the safety and integrity of your assets with full insurance coverage.
  • Preferred depository: Money Metals Depository in Eagle, Idaho.
  • Fully insured and outside the traditional financial system.
  • Zero cost to ship and insure your metals to the depository.

The Custodian

New Direction Trust Company (NDTCO)

  • Holds your precious metals in a secure depository on your behalf.
  • Facilitates the transfer of funds between your Self-Directed IRA and the metals dealer.
  • Provides documentation for tax purposes.
  • Ensures accurate account information and timely delivery of metals.

Ready to secure your retirement?

Schedule a free consultation with our IRA specialists. We’ll walk you through every step of the process.

Disclaimer: Self-directed IRAs backed by gold and silver are administered by third-party IRA custodians at your direction and must be stored at a third-party depository, where they will be safely stored and insured. SoundMoney sells IRA-eligible precious metals but does not provide custodial or depository services and disclaims all liability for metals sold after they have been shipped. Consult your own advisors.

Disclaimer: SoundMoney is not a financial advisor, accounting firm, tax advisor, or IRA custodian. We do not offer financial or tax advice, and we do not provide fiduciary services. Any information provided on this page, SoundMoney's website, or in our communications is for informational purposes only. Self-directed IRAs backed by precious metals may not be appropriate for everyone because individual goals and circumstances vary. It is essential to consult with a qualified financial advisor, accountant, or tax professional before buying, owning, or selling precious metals, including those related to precious-metals IRAs. SoundMoney cannot guarantee the future value of precious metals, and their value can fluctuate over time. Past performance is not indicative of future results.